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BA Master Credit Card Trust II- 2—2000 Series
Trust Excess Spread Analysis—September 2008
| Trust Performance |
September-08 |
August-08 |
July-08 |
| Cash Yield |
17.59% |
17.98% |
17.61% |
| Cash Yield without Recoveries |
17.19% |
17.55% |
17.17% |
| |
|
|
|
| Gross Charge-Offs |
7.55% |
7.56% |
7.34% |
| Net Charge-Offs |
7.15% |
7.13% |
6.90% |
| |
|
|
|
| Monthly Payment Rate |
14.90% |
15.44% |
15.91% |
| |
|
|
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| Delinquency |
| 30 to 59 days |
1.87% |
1.76% |
1.71% |
| 60 to 89 days |
1.28% |
1.28% |
1.20% |
| 90 + days |
2.92% |
2.90% |
2.93% |
| Total |
6.07% |
5.94% |
5.84% |
2000
Series |
Size
(MM- Millions) |
Expected
Maturity |
Base
Rate |
EXCESS SPREAD |
3 Month
Average |
| September-08 |
August-08 |
July-08 |
| 2000-E |
$590 |
5/17/10 |
5.56% |
4.47% |
4.80% |
4.66% |
4.64% |
| 2000-H |
$700 |
8/16/10 |
4.84% |
5.19% |
5.51% |
5.37% |
5.36% |
Footnotes
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